Calgary Secondary Suite Planning: Where Does the Electrical Panel Need To Be?

Introduction

Electrical panels and their placement have historically been one of the biggest nuisances for homeowners with legal suites. It used to be that the electrical panel needed to be accessible by both upstairs and downstairs tenants. With most panels being originally located in mechanical rooms not accessible by both suites it was either costly to move, or made turning suites legal nearly impossible. Thankfully regulations have recently changed allowing for more flexible panel placement. In this article we will review what the new electrical panel regulations are, and what our recommendations are for electrical panel placement on new and existing homes.
Related: The Top 5 Benchmarks To Look For in a Home You Want To Suite

The New Regulations

The City of Calgary’s secondary suite site says that “A common electrical panel can serve both units, provided there are no shared branch circuits between the suites. It is recommended the electrical panel be located in a common area, or that sub-panels be installed in each suite.” I italicized one of they key words in that quote for emphasis. This is a big change, as just a few years ago it was required to have electrical panels accessible to both suites. For you to make a suite legal you would have to either connect and add a sub-panel to the other suite, move the entire electrical panel to a common space, or get lucky and somehow have a home with a mechanical room that connects to both suites. Now, although it is great if the electrical panel is accessible in both suites, it is no longer necessary. You do want to make sure that you add a line to your leases that states that if the upstairs needs access to the electrical panel that they will have to contact the renter of the basement or landlord and that access will need to be provided within a reasonable timeframe.

Personal Examples

Our first home in Nolan Hill was planned with a second suite in mind and was built when the old regulations were in place. We had to make sure that the stairs from the upstairs lead down to the mechanical room “common space” where the electrical panel was located. It  took some serious planning to make happen, but turned out nice in the end. RelatedSuite Showcase: Tour Our First Suite
On the bottom right of the floor plan is the common space. Those stairs lead to the separate upstairs suite. The mechanical room in the basement is accessed through the bathroom.
In our second home in Ranchlands the mechanical room (and therefore electrical panel) is not accessible by the upstairs tenant. We currently live in the basement, so if upstairs needed access they would text us and we can flip a switch for them immediately. Extra planning does have to come into play if we are out of town or on vacation however. So be careful about the added responsibilities of going down this route.

Where Should I Put My Panel?

The answer, like most, is that it depends on your space.

New Homes

If you are building a house new and are planning on adding a suite, then I would highly recommend that you look for a way to put the panel in a common space. It will cause the least amount of future headaches. If there is not common space, then a sub-panel is a great (but slightly more costly) alternative. RelatedThe Top 3 Requirements for Adding a Legal Basement Suite to Your Home

Existing Homes

When you are suiting a home that already has an electrical panel installed that is not easily accessible by the other suite I would recommend looking at what it costs to get it moved. If the drywall is already up, then that usually means it will be too pricy for most, but it is always worth checking out first. If the cost is too high, then know that you have the option to still legally suite the home without giving the upstairs immediate access to the panel. But make sure that you have a way to allow the other suite a way to switch a breaker within a reasonable time. I am not a lawyer, so make sure that you talk with one to keep your lease on the up-and-up.
RelatedThe Hidden Costs of Investment Properties

Conclusion

Whether in a new home, or existing one, ideally you would want to have a home with an electrical panel accessible to both suites. Fortunately, this is no longer required however, meaning that more homes than ever have the ability to turn their existing suites into legal ones, or add entirely new legal suites altogether. Make sure that you talk to the electrical inspector about panel placement if you have any further questions Thank you for reading our article. Make sure that you subscribe to our site to learn even more on how to legally suite your home.

Calgary Hits 1,000 Legal Secondary Suites

Secondary Suites are Growing

The City of Calgary announced on October 4th that there are now more than 1,000 legal secondary suites. This number is more than doubled the 458 legal suites (of which we were one of) in 2015. And since the changes announced in march has grown another 25%.

The city has created a video celebrating the milestone, as well as encouraging current illegal suite home owners to suite their houses. Hopefully the process is simpler now than it was for our first Suite Showcase homeowner Braydon.

The City of Calgary’s 1000 Suite video

But is it Enough?

In short, no. The city of Edmonton has over 3 times as many legal suites, and Calgary has 300,000 more people living in the city. Vancouver and Toronto do not have an available suite registry, but it is safe to assume their legal suites numbers are as woeful as Calgary’s.

RelatedEdmonton Get’s a Huge Secondary Suite Boost

Although 1,000 suites is a good start, Calgary is a long ways away from achieving it’s goals of finding affordable housing for all Calgarians who want it.

The Calgary Peace Bridge

Fortunately, Calgary is continuing to promote secondary suites by waiving the development permit and secondary suite registry fees until June 1, 2020, saving Calgarians up to $700. If you are currently interested in legalizing a suite, the time could not be better for you.

The City of Calgary has a simple site to use to apply for suites, and learn the basics about suiting your home at calgary.ca/suites.

Of course, if you want to make your goal of suiting a home a reality, subscribe to Second Suite by putting your e-mail in the bar on the right to learn about the process, and see how other’s have done it as well.

Thanks for reading!

Related: Legal Basement Suites Calgary – The First 4 Steps

Suite Showcase: Silverado – A Cautionary Tale of Illegal Suites

Introduction

Braydon Randall is a young entrepreneur and investor who had been interested in investing in real estate at a young age. He was born and raised in Vancouver, and began to work in trades as a crane operator. He was working up in Fort MacMurray where he learnt from friends that Calgary was (and still is) a great city for investment properties. Braydon found that investing in Calgary homes was a lot less expensive than it was to purchase a house in his hometown of Vancouver. 

In 2014, at the young age of 23 Braydon bought his first house in the SE of Calgary with the intention of adding a secondary suite to the home. The house is a 4 level split, which he found to be very simple to separate and suite. Working in the trades, Braydon had many friends with a wealth of experience which he was able to get their assistance on suiting his home.

Although Braydon worked hard to make sure his suite was well built, he took the advice from his father and decided to not go through the process of making the suite legal. This proved to be a costly mistake for Braydon as his next door neighbour invited Braydon over for a beer right as he was finishing his project and informed him that his wife and he did not feel comfortable having a renter for a neighbour.

Beautiful Kitchen and Entrance

They ended up reporting Braydon. He had to tell the renters that he had been in the house for less than a month that they would not longer be able to rent from him, and then had to go through the process of getting the city to inspect and approve all the work that was done (which is challenging and expensive once all the drywall is up). In the end, Braydon was able to get the suite up to Calgary and Alberta building codes, and now has easily one of the most beautiful legal secondary suites in the city.

Let this be a cautionary tale for all of you. When suiting your home, take the time to do it legally!

RelatedLegal Basement Suites: Calgary – The First 4 Steps

Q&A

Q: Was there anything in the process of suiting your home that was simpler than you thought it would be?

A: Nothing really comes to mind. For me the process was not an easy one as I had not originally gone down the legal route. I was really happy that I took a lot of pictures and documented the work that I was doing before hand, because I was able to use that to show the quality of the work to the city and the electrical and plumbing inspectors.

Q: What happened when you were reported for having an illegal suite?

A: A month after I met with my neighbour I got a letter in the mail saying that there is a complaint and that they are coming to do an inspection on an illegal suite. At that time I had some tenants who had been in there for about a month. They were older, in their late 60s. So I had to kick them out. I had to remove the stove, I had to remove the dryer, and that is when the process started of having to get the building permits and developer permits.

Honestly, it feels like I pretty much got black listed from the city. The contractor that I ended up getting to help me after the fact, he has been doing secondary suites for like 20 years. He said that he had never seen the city make someone jump through so many hoops. It really felt like the city was doing this just to screw with us. 

Related: The Hidden Cost of Investment Properties

Q: Do you think the city made it so challenging for you because you had originally gone down the path of doing an illegal suite?

A: 100 percent. I believe that it was because I did it illegally, and then tried to get it done legally after the fact. I have gone to investment seminars and have talked to many people, and no one has had to deal the problems that I have.

As an aside: If what Braydon is saying about the city is true, this feels like a terrible way to treat someone who is trying to turn their suite legal. The Calgary is need of more affordable housing, and they want basement suites to become legal. Making the process difficult because someone originally went down the wrong path does not feel like the appropriate way to handle the problem.

Bedroom with large window.

Q: If you were to do it again would you start the process of going legal in the beginning?

A: Yes. I should not have done the illegal route. Deep down I wanted to do it legally, and I had a couple people, including my own father who influenced me in making the wrong decision. Making the suite illegal and then getting caught probably ended up costing me at least an extra fifteen thousand dollars that I did not need to spend.

Q: How much did it cost you to suite your basement?

A: In the end it costed me about eighty thousand dollars. Fifteen thousand of which I probably did not need to actually spend.

Q: How much money did you put towards the down payment of your home?

A: I was living in the house, and I decided to put five percent down when I bought the home. I wanted to put the least amount of money down on the home so that I could use that money instead to renovate and put renters in so that they can pay the mortgage instead.

Related: How Much Money Should You Put Towards a Down Payment of a Rental Property?

Q: Is your rental property profitable?

A: Yes. I get the mortgage entirely paid off, I live in Vancouver now, so ten percent goes to the property manager, and I am ending up a few hundred dollars in the green every month even after that. 

Q: Are you looking to buy and suite another home in the future?

A: Yeah, I would definitely do it again. I am actually looking to buy the house two doors down when it becomes available. It is also a 4 level split. It is the only other one in the whole neighbourhood.

Large granite counter tops.

Conclusion

Braydon, was able to persevere through the challenges of turning his illegal suite into a legal one, and ended up all the better for it. He was able to build easily one of the most beautiful legal suites in the city, and is cash flow positive from it.

Related: The Top 5 Benchmarks to Look For in a Home You Want to Suite


Suite Showcase: Tour Our First Suite

We built our first basement suite the fall of 2014, and moved in just before Christmas. I like to think of it as “my dream basement suite” and we lived there happily for two years. Let me show you around!

Before you even step foot into the suite, there is a large patio that offers great outdoor living space for the downstairs tenants. And look at that huge window! No, it does not feel like living in a basement.

Related: Top 3 Entrance Options for Legal Secondary Suites

Yes, this space is small! You can see pretty much all of it when you stand at the front door. All done, it’s around 620 sq. ft. and we planned and designed every inch of space to be as effective as possible. Although it’s “cozy,” it’s comfortable and still feels spacious.

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There is a small closet next to the entry which offers enough storage for coats and shoes. That’s something I love about this place, there is a surprising amount of storage.

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Kitchen

Aaaah, the kitchen. Look at all that cupboard space! And cabinets that go up to the ceiling – luxury. Seriously, this is an amazing kitchen. We chose materials that were timeless and simple as well as affordable and durable.

We chose a counter depth refrigerator since the kitchen is quite narrow. A regular fridge would have stuck out an extra 6-8 inches beyond the 24″ deep bottom cabinets and we just couldn’t afford to lose the floor space. Not to mention it would have made opening the oven door really squishy.

Notice all the drawers! There are two banks of three 24″ wide drawers which is really dreamy. You don’t know how horrible storing pots and pans in a cupboard is until you have POTS AND PAN DRAWERS. I don’t know how anyone lives without them. We were able to squeeze quite a bit of counter space out of this kitchen and even a little spot for a stool at the end of the counter on the left side. Perfect for a quick breakfast, making a grocery list, or sitting and chatting with whoever is making dinner.

There is a tall narrow bank of cupboards on the other side of the fridge that offers additional storage. It’s as deep as the cupboard over the fridge and perfect for a food pantry.

Heres the view from the back of the kitchen looking towards the door (in the bathroom doorways). We chose a door that had a big window in it to allow even more light into the space. I think that is really the key to any basement suite feeling like more than just a basement – natural light! Wherever possible, add a window, or a bigger window to let in more light.

For privacy we made sure the door’s window had an adjustable blind between the panes like this. A window with frosted glass also would have worked.

You can also see how much furniture we were able to fit into the space and it still feel usable and not too cluttered.

Related: Top 3 Reasons to Create a Legal Secondary Suite

Bathroom

The bathroom. Again, lots of storage and utility crammed into a tiny footprint. The large mirror over the vanity helps open up the room and all the white keeps it so clean and airy. We also put lights over the vanity as well as in the ceiling to add as much light as possible.

Because there is very little wall space, we put towel bars on both of the doors (one leads into the common space/utility room). It was fun being creative with how to include some of necessary elements into the room when we didn’t have regular space to work with. The shelving we had built for behind the door acted as a linen closet and held towels, toilet paper, and every other bathroom item you can imagine that didn’t fit in the vanity storage.

Bedroom

Our bedroom was small and simple but the 9′ ceiling, big window, and white paint made it feel bigger than it was. We were still able to fit night tables, and a small IKEA shoe cabinet at the end of our bed. We also chose a bed that has huge drawers in it to house all the extras. I don’t know if you can tell, but I like organizational

There is a small walk in closet with custom shelving that was built under the stairs leading to the upper suite. What did I say about being clever about using EVERY INCH we had? You’ll also notice a slightly haphazard chest of drawers peeking out on the left side of this photo. Although not perfect, it was another space saving idea we had. We cut a hole in the wall that led to the empty space beneath the stairs and shoved the dresser in there. It can be moved out of the way to access additional storage space for things like boxes and Christmas decorations.

Living Room

Here is a great shot of that big window and the 9′ ceilings in the main living space. The ledge along the far wall is from the concrete foundation and, instead of boxing it in and making the wall flat, we left it open to create the sense of more space. The ledges also add some interest and depth to an otherwise white box.

RelatedBasement Suite Ceiling Regulations for Calgary, Vancouver, and Toronto

Here’s another view looking straight at the wall with the ledge. Although you can see that one thin wire hanging down from the TV, you’ll notice how most are hidden away. We used some PVC tubing in the framing behind the drywall to hide the cables from the TV to the game systems and other electronics that are stored on the shelving below. We had planned to place the TV above the ledge and didn’t want the mess of cables to deal with.

Across from the living room was open space that we weren’t sure how to use. When planning how wanted to use the suite, we were pretty conscious of all the stuff we already owned and what we wanted to keep out instead of put in storage. Our book collection needed a home, so we made “library” that also served as a desk and office area. The ledge fit in perfectly and added more shelving. The books also add so much colour and livens up the otherwise simple white space. It’s one of my favourite elements in the whole suite.

Well, there it is! There are millions of other little details I could go into about what elements we chose and why, but at least this gives you a peek into our first big project and gives you a sense of all you can do in a basement suite, even when there isn’t a lot of space to work with.

If you have any questions or would like to find out more about anything we shared with you in this post, don’t hesitate to get in touch!

I’ve included a simple floorplan of the space for you to reference.